When it comes to YOUR finance needs
We speak YOUR language
No banking jargon, no confusing technical terms. We speak in plain English with common sense understanding and we help you build your dreams.
Finance Seekers WILL take care of you and ALL your finance needs.
Generally when buying a home you need to follow this course of events:
-
Find a broker... (that's us)
- Apply for a pre-approval of your home loan
- Find your home (taking an inspection list with you)
- Negotiate the price
- Sign a contract with the real estate prferably in your solicitors office
- Pay your holding deposit- amount varies state to state
- Get the home inspections done (building & pest)
- Ask the bank to value the home
- Your solicitor will do his "searches" (enviromental, council issues, future property proposals etc)
- Once your loan is fully approved & all checks have been done, 'Exchange' contracts
- Pay balance of deposit -amount varies on state of purchase
- Sign & return all mortgage documents
- Organise building & contents insurance
- And in approx 6 weeks time the house is yours -'Settlement'
- Thank your broker- We do all this for you for FREE! We work for YOU but are paid by the lender
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Did You Know?
First Home Buyers may still be able to borrow up to 95% of property value... Ask us how.
