What's in it for you....

 * Pay off your home sooner                                                * Help the kids

 * Spend more time with the family                                      * Build your wealth

 * Have choices in life; live the life you dream of...

Whatever is in it for you, there’s no doubt that investing makes sense… and if you thought that only the wealthy could afford investment property, it’s time to think again.

Property investors are reaping the rewards of lower home loan interest rates, higher rents and competitive building and development costs. The investment property proposition in Australia has never looked better.

Finance Seekers clients are winning with investments in projects that offer a brand new homes in strong rental locations within predicted growth corridors in major capital cities. In some cases the investor covering a shortfall of as little as $25 per week.

With average personal wealth having fallen by 10% in the past twelve months, everyone needs to recover lost ground. A strategy is needed.

The combination of factors supporting investment property in Australia make a very strong case given its affordability, security, and the sound long-term fundamentals under-pinning property in this country.

An example of a current project in Melbourne highlights the affordability of investment property in today’s reduced interest rate environment.

EXAMPLE ONLY FOR ILLUSTRATIVE PURPOSES, CONSULT YOUR FINANCE PROFESSIONAL AND PROFESSIONAL ADVISORS TO SEE HOW THIS COULD WORK FOR YOU.

If you would like to learn more, or you have friends or family who believe that investment property is out of reach for working Australians, allow us to show you just how affordable property investment has become.

What is investing? putting money, time or effort into improving yourself, your life and the life of your family.

Why do people invest? To make their life easier in the future, to provide money to retire with or to pay off their home loan faster.

These motivators are goals for almost everyone and yet less than 3% of the population invests.

The reason is that there is a perception that you have to be rich to invest. I'm here to say that it is the other way around, ordinary people like you and me can get rich by investing. The average family can (squeeze) $100 a week out of their budget; and often this is all it takes to begin on a very rewarding road. We never talk "get rich quick", that just doesn't happen, but you owe it to yourself to look very hard at options available to you right now.

Let me show you what I have done.
Yours Faithfully
DAMON CHURCH

Ever wondered how ordinary people afford investment properties – and how they seem to get ahead quite quickly? There’s no magic to it…just some simple principles like compound growth & delayed gratification.

Investing often seems like something you can only do "when you've paid off your home" or "when you win lottery", what if we could show you a way to use your investments to pay off your home sooner, start preparing for retirement, and avoid the pension altogether?

There are many good investment vehicles, with our assistance and you can select the vehicle which best suits you.

Property is often favoured for investments because we all know the value and perceived security in good old 'bricks and mortar'.

Let us introduce you to quality brand new homes in growing markets with excellent rental returns.

Shares and managed funds are generally more flexible and can offer higher returns especially in the shorter term. But you need to know what you are doing, and have time to follow the market. Newer investment vehicles, like property unit trusts can provide income & cashflow as well as tax benefits, beware the higher the return the more the risk.

Did you know...

Since records were first kept in 1901 (the year of Federation) Sydney property has DOUBLED in value every 7-10 years. Think about the house you are living in now: what it cost you to buy and how long you have been there. What about your parents home? Now think about the average price of a home in Sydney and what that will be in another 20 years.

If you have 'equity' in your home you may already be thinking about investing in property or shares, talk to us about our simple worksheet which walks you through the steps to investing in property and your plans for retirement. Contact us now for details  email us. We'll show you how your tenant and the tax man will help you to invest in property.

Tip...

An Income Tax Withholding Certificate can assist investors -Your accountant assesses your likely tax refund at year end and applies to the ATO to have your regular tax installment reduced. This makes it much easier to cover the expenses throughout the year - talk to your accountant about an ITWC to receive more in your pay packet every pay period.

Professional help from a mortgage broker will show you the pitfalls of cross collatoralisation and show you how to minimise your risk in investing, this is not something your bank manager is trained to do.

Do you currently invest in superannuation or shares?
Are you waiting for 'the pension'?

Super is a great vehicle for your compulsory super payments – but you don’t control when you can retire – the Australian Federal Government controls the minimum age  when you can access your super, and it’s constantly under review. Take control of your own retirement & YOU decide when the time is right for you.

The Australian old age pension is less than $15,000 per individual per annum (less if you are part of a couple), can you live on this  more so – do you want to?

You owe it to yourself and your family to explore the options available to you

Investment horror stories – we’ve heard them all, bad tenant, high interest rates, the lot

Simple strategies can minimize the risk of ending up with an investment nightmare –relax and we’ll show you the rest.

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The advice provided on this website is General Advice Only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. If any products are detailed on this website, you should obtain a Product Disclosure Statement relating to the products and consider its contents before making any decisions.  

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