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| Line Of Credit loans |
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The line of credit is perfect for someone who wants to borrow extra money and have access just like an offset account. The difference between an offset account (where it is your saved money) and a line of credit is that the money in this account is borrowed. Imagine the line of credit like a big credit card. A line of credit loan is generally setup for you to repay the interest only, which is great for various investments and accessing equity in your home, but not generally recommended for your main home loan. Talk to Finance Seekers about a good balance between the usability of the line of credit and standard loan.
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